Merchant Cash Advances

Merchant Cash Advances Offer Businesses Immediate Liquidity

Merchant cash advances operate on a straightforward principle: you receive funds upfront, and the repayment occurs gradually over time through a percentage of your business sales. This repayment, extracted from credit card sales, is automatically transferred to us, facilitating the repayment of your obligation.

We do not place any restrictions on how you use the funds, and there is no requirement for liens on your equipment.

Integrating with your payment processing provides flexibility, allowing you to repay less during slower sales periods and expedite payments during stronger sales, thereby saving on financing charges.

What is a Merchant Cash Advance?

Many business owners may be unfamiliar with the concept of a merchant cash advance. Simply put, it’s an advance based on your business’s strength and future sales, without affecting your personal credit or necessitating a mortgage or asset collateral. If your business accepts credit cards, you can connect us to that payment stream. As sales occur, a percentage automatically goes to us, gradually paying down your obligation.

 

3 Ways We Can Help

01.

Obtain a decision in as little as a few hours

Our team works quickly to provide funding. Upon document submission we can facilitate funding as quick as same day

02.

Funding $2 Million+

Whether it's small business funding or capital for larger opportunities, we can manage funding for projects of any size

03.

Flexible Repayment Terms

We offer various terms for growing businesses, striving to meet the specific terms you’re looking for

Merchant Cash Advances Offer Business Owners Excellent Flexibility

The ClearSky team understands the unique nature of each business. Recognizing that many businesses experience seasonality and weekly cycles, such as restaurants being busier on weekends, dental practices during the week, and landscape companies in the spring, summer, and fall.

We collaborate with you to comprehend your business and its cash flow challenges. It’s nothing to be ashamed of every business faces them. Few businesses maintain a consistent level of sales daily; instead, they experience peaks during busy periods and troughs when business is slow.

Our merchant cash advance program collaborates with you to prevent overextension, adhering to a manageable repayment schedule that aligns with your financial capacity.

Clients typically pay a fixed percentage of sales until the financing is repaid, resulting in lower payments during slower periods and quicker repayment during busier times.

Our Team Possesses Extensive Experience in Handling Merchant Cash Advances

The ClearSky team is committed to providing diverse funding solutions and will never push you towards a single product. Recognizing the unique needs of each client, we avoid forcing clients down a specific path. Our clients experience significant benefits from merchant cash advances: